ARMONY AGECA SICAV is an investment vehicle for tax optimization that applies a philosophy of portfolio management. Its key features are:

• Based in Luxembourg, where the financial legal framework is stable and strict. Luxembourg is the first European center for investment funds and the second in the world, after the United States of America.
• Supervised and regulated by the Commission de Surveillance du Secteur Financier (CSSF) of Luxembourg.
• Aimed at investors who wish to invest in a global equity and fixed income portfolio with a medium risk profile.
• Favorable taxation in Luxembourg.
• No subscription or redemption fees

Legal form:	SICAV UCITS (LUX)
ISIN:	LU1388853720
Bloomberg code:	ARMAGEA:LX
Investment platforms:	Fundsettle
Management style:	Investment in traditional assets (up to 75% in equity)
Investment horizon:	4 years
Risk scale:
Minimum investment:	1 share
Liquidity:	Weekly
Manager:	Kredietrust Luxemburg S.A.
Administrator:	European Fund Administration S.A.
Custodian:	Quintet Private Bank (Europe) S.A.
Advisor:	Fimarge SFI S.A.
Auditor:	Deloitte Audit Sàrl
Reference currency:	Euro
Dividends:	No
Benchmark:	25% STOXX 600 + 25% S&P 500 + 25% RF EUR + 25% RF USA (€)
Date of first NAV:	March 30, 2016
NAV frequency:	Weekly, every Monday if business day in Luxembourg
Capital guarantee:	No
Management fee:	0,99%
Performance fee:	0%
Risk management fee:	0%
Subscription fee:	0%
Redemption fee:	0%