FIMARGE Societat Financera d’Inversió, S.A., (henceforth “FIMARGE”), domiciled at 10 Bonaventura Armengol street, Bloc 1, Level 5, of Andorra la Vella, Principality of Andorra, hereby informs it is responsible for the website (henceforth the “Site”).



The mere use of the Site attributes the condition of User and implies full and unreserved acceptance of all and each of the provisions included in this Legal Notice in the version published by FIMARGE—which can amend it freely—at the time the User accesses the Site. Consequently, Users must carefully read this Legal Notice every time they intend to use the Site.



Both the access to the Site and the use of its information and content—both understood in a very broad sense—are the sole responsibility of the User and are subject to applicable national and international laws, to morality, public order, moral conventions, rights of third parties and of FIMARGE itself, as well as to the principles of good faith and fair use, according to the possibilities and purposes for which the information and content are designed. FIMARGE assumes no liability, either direct or indirect, for any damages, including consequential damages or lost profits, arising from the access or use of the information or content—both understood in a very broad sense—made contrary to this clause.



The information and content—both understood in a very broad sense—included or available on the Site may contain inaccuracies, omissions or errors that are periodically and tentatively corrected. Although FIMARGE gets the information and content from sources it deems reliable, it does not guarantee they are accurate or up to date and reserves the right to introduce, at any time, improvements or changes in the information and content. Before taking actions or making decisions based on the information or content included or available on the Site, FIMARGE recommends checking available information and comparing it with other sources.

FIMARGE accepts no liability for interruptions or malfunction of services or content offered on the Internet, whatever the cause. Similarly, FIMARGE shall not be held responsible for network outages, loss of business resulting from these drops, temporary power cuts, or any other type of indirect damage that may be caused by reasons beyond FIMARGE. FIMARGE does not represent or warrant that the services or content will not be interrupted or that they are error-free, that defects will be corrected, or that the service or the server that make them available are free of viruses or other damaging elements, notwithstanding that FIMARGE applies its best efforts to prevent such incidents.

Data and estimates, valuations, opinions, estimates, and recommendations available on the Site have been prepared by FIMARGE. They do not constitute a contractual offer and may be changed without notice. Users must note that past performance of assets and historical evolution of investments do not guarantee future results. FIMARGE assumes no responsibility for any loss, direct or indirect, the information available on the Site may cause. Users must be aware that the securities or instruments referred to in the Site may not be suitable for their investment goals. The Site must not entail investment decisions and must not be understood as an offer to purchase, sell, subscribe for, or trade securities or other instruments.



FIMARGE accepts no responsibility for third-party sites which may be accessed via links (links, hyperlinks, banners, framing or other) or for any content provided by third parties. Any use of a link and any access to a third party site is done voluntarily by and at the exclusive risk of the User.

FIMARGE does not recommend or guarantee any information obtained through a link and accepts no liability for loss, claim, or damage arising from the use or misuse of a link or of any information obtained through it—including other links or websites—, the interruption in service or access, or the fraudulent attempt to use or not use a link, both when connecting to the Site and when accessing information from other sites from the Site.



FIMARGE informs the User that it complies with current data protection regulations. According to them, FIMARGE only collects data strictly necessary to provide its services. All personal data provided by email or electronic forms will be treated in accordance with current data protection regulations and in any case shall be considered confidential.

Answers to questions asked in data collection forms are voluntary, but refusal to provide them may imply the impossibility to access the services that need them.

Simply by providing data, the User accepts its inclusion and treatment in a file owned by FIMARGE. When the data is personal in character, the file is duly registered with the Andorran Data Protection Agency. Users may exercise the rights recognized by law and, in particular, the rights of access, rectification, opposition, or cancellation of their data by means of a written and signed request accompanied by a photocopy of the passport or identity document in force of the relevant person, sent to DATA PROTECTION - FIMARGE - Bonaventura Armengol 10, Block 1, Floor 5 - AD500 Andorra la Vella – Principality of Andorra.

Similarly, if Users do not wish to receive information by email or by any other means, they may inform FIMARGE of their wish by any means allowing receipt record sent to the address indicated in the preceding paragraph or to fimarge AT fimarge DOT com.

FIMARGE reserves the right to modify this privacy policy to adapt it to changes in legislation, case law, or the criteria used by the Andorran Data Protection Agency or by the competent authority at any given time, as well as to industry standard practice.



FIMARGE strongly promotes equality without discrimination of any kind. In all the content of the Site it shall be understood that general references to people expressed with words implying masculine or feminine gender refer equally to persons of both sexes.